Mimic traditional plans. Gain control Trust Quikcard

Quikcard ASO (Administrative Services Only) gives you the structure of a traditional insured plan — without the insurance company. You fund the benefits, and we handle the rest. It’s a powerful option for employers who want the feel of a conventional group plan but with added flexibility, transparency, and cost control.

What is ASO?

Employee Assistance Program Benefits

Quikcard ASO is a self-funded benefits model that allows you to offer group health and dental coverage to your team — with claims paid by you, and plan administration handled by us. You set the rules. We manage the claims. Your employees receive dependable coverage — just like they would with a traditional plan.

    Why Choose Quikcard ASO?

  • Structure + Flexibility – Offer familiar benefits with more control over design and costs
  • Live Support – Your team talks to real people — no bots or endless phone trees
  • Direct Billing – We offer direct billing for dental and prescription drugs
  • Zero Startup Costs – No fees to get started, ever
  • Trusted Nationwide – Serving clients across Canada

    A Better Way to Manage Benefits.  Quikcard ASO is a Great Fit for Employers Who Want:

  • A structure that mirrors traditional group insurance
  • Clear oversight of how benefit dollars are spent
  • Custom coverage to meet employee needs
  • Integration with HSA, WSA, or Flex Spending Accounts for extra flexibility
  • Streamlined claims processing and reporting

Many employers combine Quikcard ASO with Health Spending Accounts (HSA) or Wellness Spending Accounts (WSA) to give their teams more choice while maintaining a reliable core benefit offering.



Is Quikcard ASO Right for You?

Quikcard ASO may be a great fit if your business has:

  • A stable or predictable workforce
  • Frustration with annual premium increases
  • An interest in more transparency and cost control
  • A desire to offer benefits that reflect your company’s values and needs

Let us help you explore whether Quikcard ASO is the right approach.

A Quikcard ASO (Administrative Services Only) plan is a self-funded employee benefits model where the employer pays for health and dental claims directly, while a third-party administrator — like Quikcard — manages the claims processing, plan setup, and day-to-day support.

With a traditional plan, you pay fixed premiums to an insurance company, regardless of actual usage. Quikcard ASO, you prefund claims with a monthly deposit which is only drawn on when a claim is paid, which can lead to savings if claims are lower than expected. Quikcard ASO also offers greater transparency and flexibility in plan design.

No. Quikcard ASO plans can work well for small to mid-sized businesses, especially those with stable employee groups and predictable claims. Our team will help assess whether Quikcard ASO is the right fit for your organization.

Commonly covered benefits include: Health care (paramedical, vision, medical supplies, etc.), Dental care, Prescription drugs, Custom coverage designed to match your organization's needs. Quikcard ASO plans can also be paired with a Health Spending Account (HSA) or Wellness Spending Account (WSA) to further enhance employee choice.

Yes! We offer direct billing for dental and prescription drug claims, making it easier for employees and reducing out-of-pocket expenses.

We never charge startup fees. Our administration costs are transparent and based on your plan design and employee count. You only pay for the services you need.

Both employers and employees have access to our knowledgeable, in-house support team. No bots, no frustrating call trees — just real people, ready to help.

It starts with a conversation. Contact us for a no-obligation consultation to explore whether Quikcard ASO is the right model for your organization. We’ll walk you through your options and help you build a plan that works for you and your team.

Take Control of Your Benefits

Want the structure of a traditional group plan with more flexibility and insight?
Contact us today to learn more about Quikcard ASO plans.

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17010 103 Avenue NW
200 Quikcard Centre
Edmonton, Alberta T5S 1K7
Ph: +1.780.426.7526
TF: +1.800.232.1997
F: +1.780.426.7581

© 2024 Quikcard

Download our member app
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17010 103 Avenue NW
200 Quikcard Centre
Edmonton, Alberta T5S 1K7
Ph: +1.780.426.7526
TF: +1.800.232.1997
F: +1.780.426.7581

© 2024 Quikcard

Download our member app
Arrow